onsePay™
A merchant payment gateway built for Malawi, currently in active development.
Development status
onsePay™ is SFIDigital technologies' flagship product: a merchant payment gateway built for Malawi, currently in active development. onsePay will let businesses of every size accept mobile-money payments across Airtel Money and TNM Mpamba — through simple USSD access on any phone, and a modern REST API for connected platforms. It is being engineered security-first from day one: encrypted protection of customer data at rest, tamper-evident audit records, and automated quality and security gates on every change — and developed in close alignment with Malawi's regulatory framework for payment service providers. onsePay is not yet live; we believe in building it right before building it loud, and we'll share each milestone as it's genuinely reached.
Validation pathway
Complete regulatory preparation, live-provider access work, and controlled product validation before any production or commercial claim.
Availability
Product availability, features and deployment timelines remain subject to validation, regulatory requirements and implementation readiness.
Market problem
Fragmented payment channels, manual reconciliation, and low-connectivity exclusion make it harder for organisations and merchants to collect and manage payments.
Intended users
The initial product thesis focuses on Malawian businesses and merchants that need more inclusive payment collection and reconciliation options.